Introduction to the Financial Plan: (J&B Incorporated)

The Financial Plan outlines J&B's forecasted financial statements and the assumptions made when developing them. The Company's capital requirements, how the capital is to be used and our repayment plan is also illustrated here.

The following financial statements and analysis have been forecasted over a three year period.

The above financial statements assume that the Product Development Phase will begin January 1, 200W and end on April 30, 200W. In May, J&B will begin its operations. The fiscal year end has been set for April 30 so that a full year of operation can be shown each year for the three year forecasted period.

Following the forecasted statements and analysis are "Notes to the Financial Statements". These Notes explain how we arrived at the account balances in the following forecasted financial statements.